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Mortgage Basicswhy work with a local mortgage lender
July 16, 2026

Why Work With a Local Mortgage Lender?

A local mortgage lender offers more than convenience. Learn what makes local lending different and when it genuinely matters for your home purchase.

By Angela DiGuglielmo, Director of Marketing

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Mortgage Basicshow are mortgage rates set
July 16, 2026

How Are Mortgage Rates Set? The Full System

Mortgage rates aren't set by the Fed alone. They emerge from a layered system of bond markets, investor risk pricing, and your own financial profile. Here's how it works.

By Joe Heister, Senior Executive VP

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