Mortgage Basics
What can a $10,000 down payment get you?
See what a $10,000 down payment can buy in Columbus, OH, and which loan programs may help you get into a home with that amount saved.
Read moreNews, views,
& plain-spoken
mortgage advice.
No jargon, no filler. Just the housing and lending stories worth your time — written by the officers who actually work the files.
Ohio articles
11 articlesMortgage Basics
How much of a down payment do I need for a $200,000 house?
Learn how much down payment you need for a $200,000 house in Columbus, OH, including loan types and local assistance options.
Read moreMortgage Basics
What is the $5000 grant for first time home buyers?
Learn what the $5,000 first time home buyer grant is, how it works in Columbus, OH, and how to find out if you qualify today.
Read moreMortgage Basics
What disqualifies you from buying a home?
Low credit, high debt, unstable income, or past financial events like bankruptcy can disqualify you from buying a home in Columbus, OH.
Read moreMortgage Basics
Who is eligible for the first time home buyers program in Ohio?
Learn who qualifies for first time home buyer programs in Ohio, including income, credit, and residency requirements for Columbus buyers.
Read moreLoan Comparison
FHA vs. Conventional Loan in Ohio: Which Fits You?
FHA and conventional loans serve different borrowers. This comparison helps Ohio homebuyers weigh credit flexibility, down payment, and long-term cost before choosing.
Read moreLoan Advice
How Long Does It Take to Close on a House?
Most Ohio home purchases close in 30 to 60 days, but the actual timeline depends heavily on loan type, title work, and appraisal scheduling.
Read moreCity Guide
Buying a Home in Cincinnati, OH | Mortgage Guide
Cincinnati offers a range of neighborhoods, competitive housing costs relative to other major metros, and several assistance programs for first-time buyers.
Read moreCity Guide
Buying a Home in Dayton, OH | 2025 Buyer Guide
Dayton offers some of the most accessible home prices in Ohio, but knowing where to buy and how to finance matters. This guide covers what first-time buyers need to know.
Read moreCity Guide
Buying a Home in Columbus, OH | Intra-Mortgage Guide
Columbus offers a range of neighborhoods, a growing job market, and several down payment assistance programs. Here is what first-time buyers should know before starting.
Read moreState Guide
First-Time Home Buyer Programs in Ohio
Ohio offers several statewide programs that can reduce upfront costs for first-time buyers. Learn which programs stack with FHA loans and what to watch before applying.
Read moreNo credit pull to start
Tell us how we can help.
Talk to a real loan officer today — no credit pull, no commitment. Just answers.
