City Guide
Buying a Home in Toledo, OH | Intra-Mortgage Guide
Toledo offers affordable housing, distinct neighborhoods, and strong first-time buyer programs. Here is what to know before you start your search.
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19 articlesMortgage Basics
What is the income limit for first time home buyers in Ohio?
Ohio first time home buyer income limits vary by county and household size. Learn how OHFA sets limits and where to confirm current figures.
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Who is eligible for the $5,000 first-time homebuyer grant in Ohio?
Learn who qualifies for Ohio's $5,000 first-time homebuyer grant, including income limits, credit requirements, and how to apply through an approved lender.
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What are the requirements for getting an FHA loan in Ohio?
Learn the key requirements for getting an FHA loan in Ohio, including credit score minimums, down payment rules, and property standards.
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How much do I need to make to buy a $300k house with an FHA loan?
Learn how much income you need to buy a $300k house with an FHA loan in Dayton, OH, based on DTI guidelines and local costs.
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What is the minimum deposit for a first-time home buyer in Ohio?
First-time home buyers in Ohio may qualify for down payments as low as 3% to 3.5%, plus state and local assistance programs.
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What is the $20,000 home grant in Ohio?
Learn about Ohio's $20,000 home grant options, including OHFA programs and Dayton-area assistance for eligible homebuyers.
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Who is eligible for the $5000 first-time home buyer grant in Ohio?
Learn who qualifies for first-time home buyer grants in Ohio, including income limits, residency rules, and education requirements for Dayton-area buyers.
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What can a $10,000 down payment get you?
See what a $10,000 down payment can buy in Columbus, OH, and which loan programs may help you get into a home with that amount saved.
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How much of a down payment do I need for a $200,000 house?
Learn how much down payment you need for a $200,000 house in Columbus, OH, including loan types and local assistance options.
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What is the $5000 grant for first time home buyers?
There is no single "$5,000 grant" in Ohio. Here is what the term really means, how OHFA and lender assistance work in Columbus, and how to find help you qualify for.
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What disqualifies you from buying a home?
Low credit, high debt, unstable income, or past financial events like bankruptcy can disqualify you from buying a home.
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Who is eligible for the first time home buyers program in Ohio?
Learn who qualifies for first time home buyer programs in Ohio, including income, credit, and residency requirements for Columbus buyers.
Read moreLoan Comparison
FHA vs. Conventional Loan in Ohio: Which Fits You?
FHA and conventional loans serve different borrowers. This comparison helps Ohio homebuyers weigh credit flexibility, down payment, and long-term cost before choosing.
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How Long Does It Take to Close on a House in Ohio?
Most Ohio home purchases close in 30 to 60 days, but the actual timeline depends heavily on loan type, title work, and appraisal scheduling.
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Buying a Home in Cincinnati, OH | Mortgage Guide
Cincinnati offers a range of neighborhoods, competitive housing costs relative to other major metros, and several assistance programs for first-time buyers.
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Buying a Home in Dayton, OH | 2026 Buyer Guide
Dayton offers some of the most accessible home prices in Ohio, but knowing where to buy and how to finance matters. This guide covers what first-time buyers need to know.
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Buying a Home in Columbus, OH | Intra-Mortgage Guide
Columbus offers a range of neighborhoods, a growing job market, and several down payment assistance programs. Here is what first-time buyers should know before starting.
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First-Time Home Buyer Programs in Ohio
Ohio offers several statewide programs that can reduce upfront costs for first-time buyers. Learn which programs stack with FHA loans and what to watch before applying.
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