Mortgage Basics
What are the 4 C's of buying a house?
The 4 C's of buying a house are credit, capacity, capital, and collateral. Learn how Indiana lenders use these factors to evaluate your home loan.
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Home buying articles
16 articlesMortgage Basics
What can a $10,000 down payment get you?
See what a $10,000 down payment can buy in Columbus, OH, and which loan programs may help you get into a home with that amount saved.
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What are the closing costs on a house in Indiana?
Closing costs on a house in Indiana typically range from 2% to 5% of the loan amount, covering lender fees, title insurance, appraisal, and more.
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How much of a down payment do I need for a $200,000 house?
Learn how much down payment you need for a $200,000 house in Columbus, OH, including loan types and local assistance options.
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What is the $5000 grant for first time home buyers?
Learn what the $5,000 first time home buyer grant is, how it works in Columbus, OH, and how to find out if you qualify today.
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What disqualifies you from buying a home?
Low credit, high debt, unstable income, or past financial events like bankruptcy can disqualify you from buying a home in Columbus, OH.
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What is the 3 3 3 rule for home buying?
The 3 3 3 rule for home buying suggests spending no more than 3x your income, putting 30% down, and capping monthly costs at 30% of gross income.
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Who is eligible for the first time home buyers program in Ohio?
Learn who qualifies for first time home buyer programs in Ohio, including income, credit, and residency requirements for Columbus buyers.
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First-Time Home Buyer Programs in Florida
Florida offers several statewide assistance programs that can reduce upfront costs for first-time buyers. Learn how they work and how to use them alongside an FHA loan.
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Buying a Home in Fort Wayne, Indiana | Mortgage Guide
Fort Wayne offers a range of neighborhoods, relatively accessible price points, and several down payment assistance programs worth knowing before you apply.
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First-Time Home Buyer Programs in Indiana
Indiana offers several assistance programs that can reduce what you bring to closing. Here is how they work and how to use them alongside an FHA loan.
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How Long Does It Take to Close on a House?
Most Ohio home purchases close in 30 to 60 days, but the actual timeline depends heavily on loan type, title work, and appraisal scheduling.
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Buying a Home in Cincinnati, OH | Mortgage Guide
Cincinnati offers a range of neighborhoods, competitive housing costs relative to other major metros, and several assistance programs for first-time buyers.
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Buying a Home in Dayton, OH | 2025 Buyer Guide
Dayton offers some of the most accessible home prices in Ohio, but knowing where to buy and how to finance matters. This guide covers what first-time buyers need to know.
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Buying a Home in Columbus, OH | Intra-Mortgage Guide
Columbus offers a range of neighborhoods, a growing job market, and several down payment assistance programs. Here is what first-time buyers should know before starting.
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First-Time Home Buyer Programs in Ohio
Ohio offers several statewide programs that can reduce upfront costs for first-time buyers. Learn which programs stack with FHA loans and what to watch before applying.
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