City Guide
Buying a Home in Evansville, IN | Mortgage Guide
Evansville offers a range of neighborhoods and relatively affordable housing stock by Midwest standards. Here is what first-time buyers need to know before making an offer.
Read moreNews, views,
& plain-spoken
mortgage advice.
No jargon, no filler. Just the housing and lending stories worth your time — written by the officers who actually work the files.
Indiana articles
13 articlesMortgage Basics
What do first-time home buyers get in Indiana?
Indiana offers first-time home buyers down payment assistance and loan programs through the IHCDA. Learn what may be available to Fort Wayne buyers.
Read moreMortgage Basics
What disqualifies you from first-time home buyer?
Owning a home in the past 3 years is the top disqualifier. Income limits, credit scores, and DTI ratios can also make you ineligible.
Read moreMortgage Basics
What are the income limits for first-time homebuyers in Indiana?
Indiana income limits for first-time homebuyers vary by program, county, and household size. Fort Wayne buyers should verify current IHCDA thresholds before applying.
Read moreMortgage Basics
How to qualify for first-time home buyer in Indiana?
Learn how to qualify for first-time home buyer programs in Indiana, including key requirements for Fort Wayne buyers in Allen County.
Read moreMortgage Basics
What are the 4 C's of buying a house?
The 4 C's of buying a house are credit, capacity, capital, and collateral. Learn how lenders use these factors to evaluate your home loan.
Read moreMortgage Basics
How much do you need to make to afford a $275,000 house?
Find out how much income you typically need to afford a $275,000 home in Indiana, based on DTI guidelines and loan type.
Read moreMortgage Basics
What are the closing costs on a house in Indiana?
Closing costs on a house in Indiana typically range from 2% to 5% of the loan amount, covering lender fees, title insurance, appraisal, and more.
Read moreMortgage Basics
Can I afford a $300k house on a 50k salary?
A $300k house on a $50k salary is possible but tight. Learn how DTI, down payment, and loan programs affect what you can afford.
Read moreMortgage Basics
Is Indiana a good place to buy a house?
Indiana offers below-average home prices and a low cost of living, making it a solid option for many buyers. Learn what to consider before purchasing.
Read moreMortgage Basics
What is the 3 3 3 rule for home buying?
The 3 3 3 rule for home buying suggests spending no more than 3x your income, putting 30% down, and capping monthly costs at 30% of gross income.
Read moreCity Guide
Buying a Home in Fort Wayne, Indiana | Mortgage Guide
Fort Wayne offers a range of neighborhoods, relatively accessible price points, and several down payment assistance programs worth knowing before you apply.
Read moreState Guide
First-Time Home Buyer Programs in Indiana
Indiana offers several assistance programs that can reduce what you bring to closing. Here is how they work and how to use them alongside an FHA loan.
Read moreNo credit pull to start
Tell us how we can help.
Talk to a real loan officer today — no credit pull, no commitment. Just answers.
