Mortgage Basics
What are the 4 C's of buying a house?
The 4 C's of buying a house are credit, capacity, capital, and collateral. Learn how Indiana lenders use these factors to evaluate your home loan.
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08 articlesMortgage Basics
How much do you need to make to afford a $275,000 house?
Find out how much income you typically need to afford a $275,000 home in Indiana, based on DTI guidelines and loan type.
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What are the closing costs on a house in Indiana?
Closing costs on a house in Indiana typically range from 2% to 5% of the loan amount, covering lender fees, title insurance, appraisal, and more.
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Can I afford a $300k house on a 50k salary?
A $300k house on a $50k salary is possible but tight. Learn how DTI, down payment, and loan programs affect what you can afford in Indiana.
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Is Indiana a good place to buy a house?
Indiana offers below-average home prices and a low cost of living, making it a solid option for many buyers. Learn what to consider before purchasing.
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What is the 3 3 3 rule for home buying?
The 3 3 3 rule for home buying suggests spending no more than 3x your income, putting 30% down, and capping monthly costs at 30% of gross income.
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Buying a Home in Fort Wayne, Indiana | Mortgage Guide
Fort Wayne offers a range of neighborhoods, relatively accessible price points, and several down payment assistance programs worth knowing before you apply.
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First-Time Home Buyer Programs in Indiana
Indiana offers several assistance programs that can reduce what you bring to closing. Here is how they work and how to use them alongside an FHA loan.
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