Conventional
Flexible terms for buyers with stable income and strong credit profiles.
Learn more →Buy a home
Every borrower is different. Find the home loan that fits.
Compare common home loan options, understand what may fit your situation, and connect with a licensed Intra loan officer when you are ready.
See if I qualifyReady in ~2 min
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NMLS #2620605
Equal Housing Lender
No credit pull to start
Get pre-qualified without a hard inquiry
A team behind you, one officer to call
Licensed guidance when you are ready
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Choose your buying path
Tell us where you are in the process — we'll point you to the right next step.
Home loan options
Explore the main purchase programs — each page explains who they may fit and what to expect.
FHA Loan
Government-backed financing with low down payment options and flexible credit guidelines.
Learn more →VA Loan
Zero down payment financing for eligible veterans, service members, and surviving spouses.
Learn more →USDA Loan
Zero down payment financing for eligible buyers in qualifying rural and suburban areas.
Learn more →Jumbo
Financing above the $832,550 conforming limit for higher-value homes.
Learn more →FHA 203(k)
Buy and renovate with one loan. Purchase and rehab costs combined into a single mortgage.
Learn more →DSCR Loan
DSCR loans for real estate investors. Qualify on rental income without tax returns.
Learn more →Bank Statement Loan
Qualify using bank deposits instead of tax returns. Built for self-employed borrowers.
Learn more →Estimate before you choose
View all calculators →What to know before choosing a loan
Six factors lenders review — and questions worth answering before you commit to a path.
Down payment
How much cash you may need upfront — and how loan type changes the number.
Credit profile
How credit history and monthly debts may shape the programs available to you.
Income documentation
What lenders typically review for W-2 employees, self-employed borrowers, and investors.
Property type
Primary home, second home, or investment property — each path has different guidelines.
Loan amount
Your price range and conforming limits affect which programs may fit.
Long-term payment comfort
Approval amount and comfortable monthly payment are not always the same number.
Common home loan questions
Browse all questions →Conventional loans follow Fannie Mae and Freddie Mac guidelines and are not insured by the federal government. FHA loans are insured by the Federal Housing Administration and may allow lower credit scores or smaller down payments. The tradeoff is mortgage insurance, which works differently on FHA loans than it does on conventional loans.
Not sure which loan path fits?
A loan officer can help you compare options.
Get pre-qualified with no hard credit pull to start. A licensed officer can walk through your options when you are ready.
5.0 Google Rating
Verified borrower feedback on Google
NMLS #2620605
Equal Housing Lender
Multi-state guidance
Exact availability shown on each loan officer profile.
Clear follow up
Help when you're ready for the next step
