Skip to main content

Your loan officer · NMLS #1998286

Hi, I'm Suman. Let's find what you actually qualify for.

One licensed officer who knows your situation from the first question to the closing table — whether you're buying, refinancing, or planning your next move.

  • OH
  • Licensed OH · PA
  • Sr. Loan Officer

Call or text Suman directly: (614) 625-3684

Suman Karki

Suman Karki

Sr. Loan Officer

Intra-Mortgage · 5.0 on Google
NMLS #1998286
No credit pull to start
A team behind you, one officer to call
A parent reading with their child at home
6Years of experience
OH · PALicensed

About Suman

Clear guidance for your next move

With six years of experience in the lending industry, Suman helps clients move through the mortgage process with confidence by keeping things organized, transparent, and easy to understand from start to finish.

Suman works with a wide range of loan programs and enjoys helping first-time homebuyers as well as clients exploring VA loans, investment property financing, and refinance options. He focuses on finding solutions that align with each client's goals and making sure they feel supported every step of the way.

Clarity from first call to closing

Know your buying power

See what you may qualify for before you shop — soft start, no hard pull.

Learn more

Loans for your life and budget

Compare conventional, FHA, VA, USDA, and refinance in plain language.

Learn more

Close on a home you can afford

Suman stays with your file from documents to closing.

Learn more

A clear path. No surprises.

  1. Connect with Suman

    Share your goal and timing — buy, refinance, or equity.

  2. Review your options

    Compare paths, payments, and cash needed clearly.

  3. Get pre-approved

    Know what you may qualify for before you offer.

  4. Browse with confidence

    Shop with numbers, next steps, and a direct line.

How Suman helps you buy or refinance

First-time buyers

First-time buyers, kept organized

Suman keeps things transparent and easy to follow, which first-time buyers appreciate.

Learn more

VA + investment

VA loans and investment property

Suman enjoys helping with VA loans and investment financing, each with its own rules.

Learn more

Refinance

Is a refinance worth it?

Suman helps you check whether refinancing actually improves your payment or goals.

Learn more

Programs

Loan options Suman can help you compare

Availability varies by state, property, and profile. Suman helps you compare options clearly.

Markets Suman helps with

  • Ohio
  • Pennsylvania
  • ConventionalFlexible credit and down-payment paths.
  • FHALower down payment, flexible guidelines.
  • VAZero-down options for eligible buyers.
  • USDALittle or no down payment in eligible areas.
  • RefinanceLower payment or access equity.
  • First-time buyerPrograms, cash to close, and next steps.

Want a starting number?

See how to build a budget

Common questions

Ready to talk through your next move?

Buying, refinancing, or just getting oriented — Suman can walk you through what may fit.

Prefer to talk first? Call (614) 625-3684 · Text Suman · Email us

5.0 on Google
Intra-Mortgage borrower reviews
Equal Housing Lender
Committed to fair lending practices
Clear follow-up
Help when you're ready for the next step
Transparent process
Know what to expect at each step