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Your loan officer · NMLS #2028425

Hi, I'm Raayan. Let's find what you actually qualify for.

One licensed officer who knows your situation from the first question to the closing table — whether you're buying, refinancing, or planning your next move.

  • IN
  • Licensed IN · OH · PA
  • Loan Officer

Call or text Raayan directly: (614) 620-2720

Raayan Sharma

Raayan Sharma

Loan Officer

Intra-Mortgage · 5.0 on Google
NMLS #2028425
No credit pull to start
A team behind you, one officer to call
A family taking in the view from their new home
IN · OH · PALicensed

About Raayan

Clear guidance for your next move

Raayan is dedicated to making the mortgage process clear, straightforward, and focused on your unique needs. By offering personalized guidance at every step, he works to simplify financing options and ensure a smooth, efficient, and stress-free experience.

Whether you're a first-time buyer or looking to invest, his commitment to transparency and customer satisfaction means you'll have a partner you can trust. He specializes in Conventional, FHA, VA, USDA, refinancing, and more.

Clarity from first call to closing

Know your buying power

See what you may qualify for before you shop — soft start, no hard pull.

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Loans for your life and budget

Compare conventional, FHA, VA, USDA, and refinance in plain language.

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Close on a home you can afford

Raayan stays with your file from documents to closing.

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A clear path. No surprises.

  1. Connect with Raayan

    Share your goal and timing — buy, refinance, or equity.

  2. Review your options

    Compare paths, payments, and cash needed clearly.

  3. Get pre-approved

    Know what you may qualify for before you offer.

  4. Browse with confidence

    Shop with numbers, next steps, and a direct line.

How Raayan helps you buy or refinance

First-time buyers

A first home should not feel confusing

Raayan walks first-time buyers through credit, down payment, and what you can realistically afford, in plain language.

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Investors

An investment property is different math

Financing a rental or second property has its own rules for down payment and qualifying, worth mapping out first.

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Programs

More than one loan can fit

Conventional, FHA, VA, and USDA each suit different situations. Raayan compares them side by side.

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Programs

Loan options Raayan can help you compare

Availability varies by state, property, and profile. Raayan helps you compare options clearly.

Markets Raayan helps with

  • Indiana
  • Ohio
  • Pennsylvania
  • ConventionalFlexible credit and down-payment paths.
  • FHALower down payment, flexible guidelines.
  • VAZero-down options for eligible buyers.
  • USDALittle or no down payment in eligible areas.
  • RefinanceLower payment or access equity.
  • First-time buyerPrograms, cash to close, and next steps.

Want a starting number?

See how to build a budget

Common questions

Ready to talk through your next move?

Buying, refinancing, or just getting oriented — Raayan can walk you through what may fit.

Prefer to talk first? Call (614) 620-2720 · Text Raayan · Email us

5.0 on Google
Intra-Mortgage borrower reviews
Equal Housing Lender
Committed to fair lending practices
Clear follow-up
Help when you're ready for the next step
Transparent process
Know what to expect at each step