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Your loan officer · NMLS #2445753

Hi, I'm Puja. Let's find what you actually qualify for.

One licensed officer who knows your situation from the first question to the closing table — whether you're buying, refinancing, or planning your next move.

  • Indianapolis, IN
  • Licensed IN · OH · PA
  • Mortgage Loan Officer

Call or text Puja directly: (515) 770-1270

Puja Dhungel

Puja Dhungel

Mortgage Loan Officer

Intra-Mortgage · 5.0 on Google
NMLS #2445753
No credit pull to start
A team behind you, one officer to call
A family settling into their new home
IN · OH · PALicensed

About Puja

Clear guidance for your next move

With over two years in the mortgage industry, Puja is driven by a passion for helping individuals and families achieve the dream of homeownership. Licensed in Pennsylvania, Indiana, and Ohio, she specializes in guiding first-time homebuyers, real estate investors, and clients with low or challenged credit through financing with confidence.

Puja takes pride in offering clear communication and personalized support, ensuring clients feel informed and comfortable throughout their homebuying or refinancing journey. Her expertise spans Conventional, FHA, VA, and more.

Clarity from first call to closing

Know your buying power

See what you may qualify for before you shop — soft start, no hard pull.

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Loans for your life and budget

Compare conventional, FHA, VA, USDA, and refinance in plain language.

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Close on a home you can afford

Puja stays with your file from documents to closing.

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A clear path. No surprises.

  1. Connect with Puja

    Share your goal and timing — buy, refinance, or equity.

  2. Review your options

    Compare paths, payments, and cash needed clearly.

  3. Get pre-approved

    Know what you may qualify for before you offer.

  4. Browse with confidence

    Shop with numbers, next steps, and a direct line.

How Puja helps you buy or refinance

First-time buyers

First-time buyers, guided with care

Puja is driven by helping families reach homeownership, especially first-time buyers.

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Credit

Challenged credit is not a dead end

Puja helps buyers with low or challenged credit understand what is possible and how to get there.

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Investors

Investors and beyond

From investment properties to FHA and VA, Puja helps match financing to your goal.

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Programs

Loan options Puja can help you compare

Availability varies by state, property, and profile. Puja helps you compare options clearly.

Markets Puja helps with

  • Indiana
  • Ohio
  • Pennsylvania
  • ConventionalFlexible credit and down-payment paths.
  • FHALower down payment, flexible guidelines.
  • VAZero-down options for eligible buyers.
  • USDALittle or no down payment in eligible areas.
  • RefinanceLower payment or access equity.
  • First-time buyerPrograms, cash to close, and next steps.

Want a starting number?

See how to build a budget

Common questions

Ready to talk through your next move?

Buying, refinancing, or just getting oriented — Puja can walk you through what may fit.

Prefer to talk first? Call (515) 770-1270 · Text Puja · Email us

5.0 on Google
Intra-Mortgage borrower reviews
Equal Housing Lender
Committed to fair lending practices
Clear follow-up
Help when you're ready for the next step
Transparent process
Know what to expect at each step