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Your loan officer · NMLS #1988285

Hi, I'm Moni. Let's find what you actually qualify for.

One licensed officer who knows your situation from the first question to the closing table — whether you're buying, refinancing, or planning your next move.

  • OH
  • Licensed OH · PA
  • Loan Officer Assistant/ Senior Loan Officer

Call or text Moni directly: (716) 818-5206

Moni Dhital

Moni Dhital

Loan Officer Assistant/ Senior Loan Officer

Intra-Mortgage · 5.0 on Google
NMLS #1988285
No credit pull to start
A team behind you, one officer to call
A parent and child at home together
OH · PALicensed

About Moni

Clear guidance for your next move

Working in a dual role as both a Loan Officer and Loan Officer Assistant, Moni brings a well-rounded understanding of the loan process from start to finish. He focuses on clear communication and consistent support, helping clients stay informed and confident throughout each step.

Moni is committed to delivering a smooth and reliable experience, making sure every client feels supported from application to closing.

Clarity from first call to closing

Know your buying power

See what you may qualify for before you shop — soft start, no hard pull.

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Loans for your life and budget

Compare conventional, FHA, VA, USDA, and refinance in plain language.

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Close on a home you can afford

Moni stays with your file from documents to closing.

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A clear path. No surprises.

  1. Connect with Moni

    Share your goal and timing — buy, refinance, or equity.

  2. Review your options

    Compare paths, payments, and cash needed clearly.

  3. Get pre-approved

    Know what you may qualify for before you offer.

  4. Browse with confidence

    Shop with numbers, next steps, and a direct line.

How Moni helps you buy or refinance

Experience

A full view of the loan process

Working both sides of the file, Moni understands each step from start to finish.

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Communication

Informed and confident throughout

Moni focuses on clear communication so you stay confident at every stage.

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Process

A smooth, reliable experience

Moni works to keep things dependable from application through closing.

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Programs

Loan options Moni can help you compare

Availability varies by state, property, and profile. Moni helps you compare options clearly.

Markets Moni helps with

  • Ohio
  • Pennsylvania
  • ConventionalFlexible credit and down-payment paths.
  • FHALower down payment, flexible guidelines.
  • VAZero-down options for eligible buyers.
  • USDALittle or no down payment in eligible areas.
  • RefinanceLower payment or access equity.
  • First-time buyerPrograms, cash to close, and next steps.

Want a starting number?

See how to build a budget

Common questions

Ready to talk through your next move?

Buying, refinancing, or just getting oriented — Moni can walk you through what may fit.

Prefer to talk first? Call (716) 818-5206 · Text Moni · Email us

5.0 on Google
Intra-Mortgage borrower reviews
Equal Housing Lender
Committed to fair lending practices
Clear follow-up
Help when you're ready for the next step
Transparent process
Know what to expect at each step