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Your loan officer · NMLS #1464951

Hi, I'm Katie. Let's find what you actually qualify for.

One licensed officer who knows your situation from the first question to the closing table — whether you're relocating, buying a second home, or planning your next move.

  • Fort Myers, FL
  • Licensed FL · IN · OH · MI
  • VP of Operations

Call or text Katie directly: (941) 555-0188

5.0 · verified borrower reviews on Google

Katie Smith

Katie Smith

VP of Operations · Loan Officer

Intra-Mortgage · 5.0 on Google
NMLS #1464951
No credit pull to start
A team behind you, one officer to call
Waterfront homes along the Florida coast
9Years with Intra
5.0Google rating
4States licensed

About Katie

The decision is bigger than a mortgage

Katie helps buyers make confident moves when the decision is bigger than a mortgage.

Originally from Fort Wayne, she relocated to Fort Myers with her family — so she knows relocating, second homes, and Florida buying firsthand. VP of Operations and licensed in FL, IN, OH, and MI.

Clarity from first call to closing

Know your buying power

See what you may qualify for before you shop — soft start, no hard pull.

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Loans for your life and budget

Compare conventional, FHA, VA, USDA, and refinance in plain language.

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Close on a home you can afford

Katie stays with your file from documents to closing.

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A clear path. No surprises.

  1. Connect with Katie

    Share your goal and timing — buy, refinance, or equity.

  2. Review your options

    Compare paths, payments, and cash needed clearly.

  3. Get pre-approved

    Know what you may qualify for before you offer.

  4. Browse with confidence

    Shop with numbers, next steps, and a direct line.

What Florida buyers should know

Costs

Florida math is different

Insurance, flood zones, HOA, taxes, and condo rules can change what a home really costs each month.

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Second homes

A second home is not just another mortgage

Use, timing, down payment, and long-term strategy all differ from a primary residence.

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Relocation

Relocating buyers need a clearer map

Compare markets, timelines, and documents before you close — not after you arrive.

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Programs & markets

Loan options Katie can help you compare

Availability varies by state, property, and profile. Katie helps you compare options clearly.

Popular Florida markets

  • Fort Myers
  • Naples
  • Sarasota
  • Tampa
  • Orlando
  • Jacksonville
  • ConventionalFlexible credit and down-payment paths.
  • FHALower down payment, flexible guidelines.
  • VAZero-down options for eligible buyers.
  • USDALittle or no down payment in eligible areas.
  • RefinanceLower payment or access equity.
  • First-time buyerPrograms, cash to close, and next steps.

Want a starting number?

See how to build a budget

Neighbors who closed with confidence

As a first-time homebuyer I had so many questions and concerns, but Katie made everything so much easier. She took the time to explain every step, answered all my questions patiently, and made sure I fully understood my options.

Devin MootispawFirst-time purchase

Intra-Mortgage borrowers mention clear communication and support through the process — backed by a 5.0 Google rating.

Intra-MortgageCompany reviews

Licensed in FL, IN, OH, MI — one officer from first question to closing.

Katie SmithNMLS #1464951

Common questions

I know what it feels like to move your family into a new market. My goal is to make the mortgage side feel clear and calm — whether you are relocating, buying a second home, or investing.

Katie Smith

Ready to talk through your next move?

Buying, refinancing, or just getting oriented — Katie can walk you through what may fit.

Prefer to talk first? Call (941) 555-0188 · Text Katie · Email us

5.0 on Google
Intra-Mortgage borrower reviews
Equal Housing Lender
Committed to fair lending practices
Clear follow-up
Help when you're ready for the next step
Transparent process
Know what to expect at each step