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Your loan officer · NMLS #2320681

Hi, I'm Govinda. Let's find what you actually qualify for.

One licensed officer who knows your situation from the first question to the closing table — whether you're buying, refinancing, or planning your next move.

  • OH
  • Licensed OH · PA
  • Mortgage Loan Officer

Call or text Govinda directly: (817) 682-3535

Govinda Adhikari

Govinda Adhikari

Mortgage Loan Officer

Intra-Mortgage · 5.0 on Google
NMLS #2320681
No credit pull to start
A team behind you, one officer to call
A parent and child at home together
OH · PALicensed

About Govinda

Clear guidance for your next move

Licensed in both Pennsylvania and Ohio, Govinda helps clients find the right loan solutions by taking the time to understand their unique needs. Based in Harrisburg, PA, he is committed to making home financing straightforward and stress-free, whether you're buying your first home or refinancing.

Govinda offers experience across Conventional, FHA, VA, and refinancing options. His dedication to transparency and dependable service ensures that every client feels supported from start to finish.

Clarity from first call to closing

Know your buying power

See what you may qualify for before you shop — soft start, no hard pull.

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Loans for your life and budget

Compare conventional, FHA, VA, USDA, and refinance in plain language.

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Close on a home you can afford

Govinda stays with your file from documents to closing.

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A clear path. No surprises.

  1. Connect with Govinda

    Share your goal and timing — buy, refinance, or equity.

  2. Review your options

    Compare paths, payments, and cash needed clearly.

  3. Get pre-approved

    Know what you may qualify for before you offer.

  4. Browse with confidence

    Shop with numbers, next steps, and a direct line.

How Govinda helps you buy or refinance

First-time buyers

Buying your first home, simplified

Govinda takes time to understand your needs and makes financing feel straightforward.

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Programs

Options worth comparing

Conventional, FHA, and VA each fit different buyers. Govinda helps you see the differences.

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Refinance

Refinance when it makes sense

Govinda checks whether a refinance actually helps your payment or goals before you commit.

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Programs

Loan options Govinda can help you compare

Availability varies by state, property, and profile. Govinda helps you compare options clearly.

Markets Govinda helps with

  • Ohio
  • Pennsylvania
  • ConventionalFlexible credit and down-payment paths.
  • FHALower down payment, flexible guidelines.
  • VAZero-down options for eligible buyers.
  • USDALittle or no down payment in eligible areas.
  • RefinanceLower payment or access equity.
  • First-time buyerPrograms, cash to close, and next steps.

Want a starting number?

See how to build a budget

Common questions

Ready to talk through your next move?

Buying, refinancing, or just getting oriented — Govinda can walk you through what may fit.

Prefer to talk first? Call (817) 682-3535 · Text Govinda · Email us

5.0 on Google
Intra-Mortgage borrower reviews
Equal Housing Lender
Committed to fair lending practices
Clear follow-up
Help when you're ready for the next step
Transparent process
Know what to expect at each step