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Your loan officer · NMLS #2339981

Hi, I'm DJ. Let's find what you actually qualify for.

One licensed officer who knows your situation from the first question to the closing table — whether you're buying, refinancing, or planning your next move.

  • Cincinnati, OH
  • Licensed OH · PA
  • Sr. Loan Officer

Call or text DJ directly: (513) 388-6031

DJ Khatiwada

DJ Khatiwada

Sr. Loan Officer

Intra-Mortgage · 5.0 on Google
NMLS #2339981
No credit pull to start
A team behind you, one officer to call
A family taking in the view from their new home
OH · PALicensed

About DJ

Clear answers for your next home decision

DJ keeps the mortgage process clear and efficient — understanding your goals first, then guiding each decision.

Licensed in Ohio and Pennsylvania, he specializes in Conventional, FHA, VA, refinance, and more.

Clarity from first call to closing

Know your buying power

See what you may qualify for before you shop — soft start, no hard pull.

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Loans for your life and budget

Compare conventional, FHA, VA, USDA, and refinance in plain language.

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Close on a home you can afford

DJ stays with your file from documents to closing.

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A clear path. No surprises.

  1. Connect with DJ

    Share your goal and timing — buy, refinance, or equity.

  2. Review your options

    Compare paths, payments, and cash needed clearly.

  3. Get pre-approved

    Know what you may qualify for before you offer.

  4. Browse with confidence

    Shop with numbers, next steps, and a direct line.

How DJ helps you buy or refinance

Approach

Your goals first, then the plan

DJ starts by understanding what you want, then guides each decision toward it.

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Programs

Compare your loan options

Conventional, FHA, and VA each fit different situations. DJ helps you weigh them.

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Efficiency

Clear and efficient, start to close

DJ keeps the process moving so you are not stuck waiting or guessing.

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Programs

Loan options DJ can help you compare

Availability varies by state, property, and profile. DJ helps you compare options clearly.

Markets DJ helps with

  • Ohio
  • Pennsylvania
  • ConventionalFlexible credit and down-payment paths.
  • FHALower down payment, flexible guidelines.
  • VAZero-down options for eligible buyers.
  • USDALittle or no down payment in eligible areas.
  • RefinanceLower payment or access equity.
  • First-time buyerPrograms, cash to close, and next steps.

Want a starting number?

See how to build a budget

Common questions

Ready to talk through your next move?

Buying, refinancing, or just getting oriented — DJ can walk you through what may fit.

Prefer to talk first? Call (513) 388-6031 · Text DJ · Email us

5.0 on Google
Intra-Mortgage borrower reviews
Equal Housing Lender
Committed to fair lending practices
Clear follow-up
Help when you're ready for the next step
Transparent process
Know what to expect at each step