Skip to main content

Your loan officer · NMLS #1984086

Hi, I'm Charan. Let's find what you actually qualify for.

One licensed officer who knows your situation from the first question to the closing table — whether you're buying, refinancing, or planning your next move.

  • OH
  • Licensed OH · PA
  • Mortgage Loan Officer

Call or text Charan directly: (740) 400-9277

Charan Bajgai

Charan Bajgai

Mortgage Loan Officer

Intra-Mortgage · 5.0 on Google
NMLS #1984086
No credit pull to start
A team behind you, one officer to call
A family settling into their new home
7+Years in finance
OH · PALicensed

About Charan

Clear guidance for your next move

With over two years as a licensed loan officer and more than seven years of experience in the financial industry, Charan brings a strong understanding of lending and client service to every interaction. He takes the time to listen, explain your options, and guide you through each step with clarity and care.

Licensed in both Pennsylvania and Ohio, Charan specializes in Conventional, FHA, VA, refinancing, and more. He is committed to providing dependable support and building lasting relationships through clear communication and consistent follow-through.

Clarity from first call to closing

Know your buying power

See what you may qualify for before you shop — soft start, no hard pull.

Learn more

Loans for your life and budget

Compare conventional, FHA, VA, USDA, and refinance in plain language.

Learn more

Close on a home you can afford

Charan stays with your file from documents to closing.

Learn more

A clear path. No surprises.

  1. Connect with Charan

    Share your goal and timing — buy, refinance, or equity.

  2. Review your options

    Compare paths, payments, and cash needed clearly.

  3. Get pre-approved

    Know what you may qualify for before you offer.

  4. Browse with confidence

    Shop with numbers, next steps, and a direct line.

How Charan helps you buy or refinance

Experience

A finance background behind your loan

Charan brings years in the financial industry to explaining your options clearly and thoroughly.

Learn more

Programs

Compare, do not just pick

Conventional, FHA, and VA fit different buyers. Charan walks through the trade-offs with you.

Learn more

Communication

You will know where things stand

Charan keeps follow-through consistent, so you are never left wondering what comes next.

Learn more

Programs

Loan options Charan can help you compare

Availability varies by state, property, and profile. Charan helps you compare options clearly.

Markets Charan helps with

  • Ohio
  • Pennsylvania
  • ConventionalFlexible credit and down-payment paths.
  • FHALower down payment, flexible guidelines.
  • VAZero-down options for eligible buyers.
  • USDALittle or no down payment in eligible areas.
  • RefinanceLower payment or access equity.
  • First-time buyerPrograms, cash to close, and next steps.

Want a starting number?

See how to build a budget

Common questions

Ready to talk through your next move?

Buying, refinancing, or just getting oriented — Charan can walk you through what may fit.

Prefer to talk first? Call (740) 400-9277 · Text Charan · Email us

5.0 on Google
Intra-Mortgage borrower reviews
Equal Housing Lender
Committed to fair lending practices
Clear follow-up
Help when you're ready for the next step
Transparent process
Know what to expect at each step