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Your loan officer · NMLS #2075033

Hi, I'm Bhola. Let's find what you actually qualify for.

One licensed officer who knows your situation from the first question to the closing table — whether you're buying, refinancing, or planning your next move.

  • OH
  • Licensed OH
  • Mortgage Loan Officer

Call or text Bhola directly: (614) 749-8080

Bhola Gautam

Bhola Gautam

Mortgage Loan Officer

Intra-Mortgage · 5.0 on Google
NMLS #2075033
No credit pull to start
A team behind you, one officer to call
A parent and child at home together
OHLicensed

About Bhola

Clear guidance for your next move

Bhola brings over seven years of experience in recruiting and sales, along with a strong commitment to clear communication and exceptional client service. He prides himself on being transparent, responsive, and dedicated to guiding clients through the mortgage process with confidence and clarity.

Based in Columbus, Ohio and licensed in Ohio, Bhola specializes in Conventional, FHA, VA, and refinancing options. Whether you're a first-time homebuyer or exploring refinancing, he takes the time to understand your unique needs and provides personalized support every step of the way.

Clarity from first call to closing

Know your buying power

See what you may qualify for before you shop — soft start, no hard pull.

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Loans for your life and budget

Compare conventional, FHA, VA, USDA, and refinance in plain language.

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Close on a home you can afford

Bhola stays with your file from documents to closing.

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A clear path. No surprises.

  1. Connect with Bhola

    Share your goal and timing — buy, refinance, or equity.

  2. Review your options

    Compare paths, payments, and cash needed clearly.

  3. Get pre-approved

    Know what you may qualify for before you offer.

  4. Browse with confidence

    Shop with numbers, next steps, and a direct line.

What Ohio buyers should know

Communication

Transparent, responsive answers

Bhola built his approach on clear communication, so you get straight answers rather than runaround.

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First-time buyers

First homes without the guesswork

Bhola helps first-time buyers see what they may qualify for and what each step really involves.

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Programs

Match the loan to your goals

Conventional, FHA, and VA each fit different situations. Bhola compares them with you.

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Programs

Loan options Bhola can help you compare

Availability varies by state, property, and profile. Bhola helps you compare options clearly.

Markets Bhola helps with

  • Ohio
  • ConventionalFlexible credit and down-payment paths.
  • FHALower down payment, flexible guidelines.
  • VAZero-down options for eligible buyers.
  • USDALittle or no down payment in eligible areas.
  • RefinanceLower payment or access equity.
  • First-time buyerPrograms, cash to close, and next steps.

Want a starting number?

See how to build a budget

Common questions

Ready to talk through your next move?

Buying, refinancing, or just getting oriented — Bhola can walk you through what may fit.

Prefer to talk first? Call (614) 749-8080 · Text Bhola · Email us

5.0 on Google
Intra-Mortgage borrower reviews
Equal Housing Lender
Committed to fair lending practices
Clear follow-up
Help when you're ready for the next step
Transparent process
Know what to expect at each step