Pre-qualified or pre-approved? Know the difference and make the smarter move.

Before you make an offer on a home, one question matters more than people realize. Here's what each one actually means to a seller.

This article is part of our Insights library — plain-spoken guidance from licensed loan officers who work files every day. We publish updates here as markets, rates, and borrower questions shift.

Have a question about your situation? A licensed officer can walk through options with you — no hard credit pull required to start a conversation.